Our process is quick, easy and transparent, as you’ll see when you read through the application steps below:
To kickstart the loan application process kindly fill in our online application form. We humbly request that you fill in all the information requested
After receiving your application form filled online, We’ll call you back with a few questions such as:
Next, we will set up an appointment with you to go over the full details of the application and all the relevant terms and conditions. When applying for this loan against your vehicle, be it for Pawn to Drive or for Pawn to Stay, kindly bring the following documents:
Once the loan agreement is in place we will send the funds via bank transfer to any major bank in South Africa. Our entire loan approval process typically takes less than 30 minutes and funds are transferred before you leave the premises. You will receive a client number and future repayments must reference this number.
Just Pawn-IT fundamentally specialise in short-term loan periods of between 30-90 days. In the event that you require a longer loan term then kindly discuss this with one of our advisors, in most cases they will be gladly to accommodate you.
Upon full payment of your loan + plus interest and/or admin fee, kindly send us your proof of payment to loans@just-pawn-it.co.za . If you have chosen the Pawn to Drive option, you will need to visit our offices and/or fitment centre, our qualified technician will remove the GPS unit fitted to your vehicle.
If you have chosen the Pawn to Stay option, you simply need to collect your vehicle.